Send

Always send money abroad safely.
Fast. Easy. Swiss Bankers.

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Money transfer starting from CHF 0 to a Mastercard® or a bank account.

Trust and security are paramount at Swiss Bankers. With our strong partner Mastercard®, your money arrives safely and reliably where it is needed.  All you need for the money transfer is the Swiss Bankers app, the recipient's name and the recipient's card number. The transferred amount is generally credited to the recipient’s Mastercard within 30 minutes and is available immediately. Try it out now: Send money from CHF 0.

Other receiving options are also available, including digital wallet and, soon, cash pickup as well.

24/7 and from everywhere.

The Swiss Bankers app offers you numerous advantages for your money transfers. In just a few steps, you can easily make and repeat transactions at any time. Download the app now.

Your benefits with Swiss Bankers Send:

Simple fee structure.

To the transfer fees

Attractive exchange rates.

Transaction tracking.

Quick repeat transfer.

Send and receive options

Send and receive options

Download the app

How Send works

Register once and send money securely every time.

Here’s how it works:
1.

Download the Swiss Bankers app

2.

Verify your identity via video call

3.

Select destination country and enter the transfer amount

Take advantage of the benefits of Life for your transfers.

Save costs compared to other credit and debit cards. For example, with Life Digital there are no payment fees for your Send transactions. It’s easy to use Life Digital as a payment method. And you’ll save on the payment fees that apply with other payment methods. More information about Life Digital.

Always safe.

Money is sent worldwide quickly and securely in cooperation with Mastercard.

Learn more

Fees and information.

Send availability

For persons residing in Switzerland

Send money from

A Swiss Bankers card, A Mastercard card, A bank account, A mobile phone (digital wallet)

Fixed transfer fees:

To another Swiss Bankers card: CHF 0

To a foreign Mastercard card: CHF 2

To a bank account: CHF 3

To a digital wallet: CHF 3

Special promotion: CHF 0 fees from 26.03. to 31.07.2021, when using a Swiss Bankers card or e-banking as a payment method.

Additional fees

The following charges are incurred in addition to the transfer fees depending on the method of payment used::

When paid for using your Swiss Bankers Prepaid Card:
CHF 0, exceptions: Travel or Prime
– The standard transaction fee for Travel or Prime: CHF/EUR/USD 1
– Transfer to Travel or Prime: standard top-up fee, usually 1.5% of the total amount

When paid for using your credit card (Visa or Mastercard):
1.5% on the total amount, including transfer fees

When paid for using your PostFinance Card:
CHF 6

E-banking transfer:
CHF 0

Payment using a credit card, PostFinance Card and e-banking is only possible if you have ordered your Swiss Bankers prepaid card through one of our sales partners.

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Frequently asked questions.

How do I transfer money to a Mastercard?

Transfer money directly to a Mastercard card in four steps:

  1. Open the Send feature in the Swiss Bankers app and select your destination country.

  2. Select the «Mastercard»1 payment option

  3. Select the payment method by which you wish to pay

  4. Enter the recipient's2 official name, address and complete credit card number (13 – 19 digits)

The transfer amount will be available on the recipient’s credit card usually within 2 minutes to max. 2 hours after a successful transaction.

The «Send» service may only be used by persons resident in Switzerland.

How do I send money to a mobile phone?

Transfer money directly to a mobile phone in four steps:

  1. Open the «Send» feature in the Swiss Bankers app and select your destination country.

  2. Select the «Mobile wallet»3 payment option

  3. Select the payment method by which you wish to pay

  4. Enter the recipient's2 official name, address and complete telephone number

Available countries and providers for transferring money to a mobile phone:

  • Kenya: M-Pesa

  • Philippines: G-cash

  • Pakistan: Jazz Cash

  • Sri Lanka: eZ Cash

  • Vietnam: Vnpay

The transfer amount will be available on the recipient’s mobile phone within 2 hours after a successful transaction.

The «Send» service may only be used by persons resident in Switzerland.

How do I transfer money to a bank account?

Transfer money directly to a bank account in four steps:

  1. Open the «Send» feature in the Swiss Bankers app and select your destination country.

  2. Select the «Bank account»4 payment option

  3. Select the payment method by which you wish to pay

  4. Enter the recipient's2 official name, address and full bank account details (IBAN, account number and BIC)

The transfer amount will be available in the recipient’s account within 1-3 working days (mo-fr) after a successful transaction.

The «Send» service may only be used by persons resident in Switzerland.

1 It is only possible to send money to Mastercard cards (debit, prepaid and credit cards).
2 Beneficiary's name must match exactly as it appears on the identification (ID, passport) otherwise the receiving amount will not be delivered to the beneficiary.
3 Sending amount will be applied to the beneficiary’s mobile wallet (mobile phone) specified on Swiss Bankers beneficiary’s data form. Additional fees may apply on receiver side.
4 Bank deposits take 1-3 business days. Availability depends on destination country and is subject to banking hours and compliance with regulatory requirements.

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Customer ratings

Einfach & gut! Coeur ensoleillé, 13. September 2020

Einfach zu bedienen. Urs Frey, 28. February 2021

Sicherheit i.O. Alois Camenzind, 16. February 2021

Unkompliziert Christina Wenzel, 3. February 2021

Gut Andreas Ernst Oeggerli, 30. December 2020

Hervorragend Gabriela, 26. October 2020

Bis jetzt gute Erfahrung. Mar Len, 25. September 2020

Sehr praktisch und sicher. Bernard Sidler, 25. September 2020

Übersichtliche App und einfach zu Bedienen. Da hat sich mal einer oder eine was dabei gedacht. TipTop. Esdece viervier, 7. May 2020

Ich hatte seit Jahren noch nie ein Problem. Vatros El Vatros, 27. February 2021

Bisher immer zuverlässig (CH, DE, US, SE und AT) Dankeschön! Tom Imhof, 9. October 2020

Bin sehr sehr zufrieden mit der App… Bei Einkäufen wird einem Sekunden später schon eine Bestätigungsnachricht geschickt, mit der Abbuchung vom Einkauf. Würde diese App wieder installieren und benützten. Barbara Lengacher, 25. September 2020



All ratings in the App Store

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Send options


Send money to a Mastercard in four steps
  1. Open the Send feature in your Swiss Bankers app and choose the destination country.
  2. Enter the transfer amount and select Mastercard1 as the receive option.
  3. Select the payment method (Swiss Bankers card, credit card, bank transfer or PostFinance card).
  4. Enter the last name and first name as well as the Mastercard credit card number (13 to 19 figures) of the recipient2. Confirm and that’s it done!

Following a successful transaction, the transfer amount will generally be available on the recipient’s credit card within no more than 30 minutes.


Send money directly to a bank account in four steps
  1. Open the Send feature in your Swiss Bankers app and choose the destination country.
  2. Enter the transfer amount and select bank transfer3 as the receive option.
  3. Select the payment method (Swiss Bankers card, credit card, bank transfer or PostFinance card).
  4. Enter the last name and first name as well as the full bank account details (IBAN, account number and BIC) of the recipient2. Confirm and that’s it done!

Following a successful transaction, the transfer amount will be available in the recipient’s account within one to three working days (Monday to Friday). The transfer time depends on the destination country and is subject to the bank opening times and compliance with legal regulations.


Send money directly to a mobile phone in four steps
  1. Open the Send feature in your Swiss Bankers app and choose the destination country.
  2. Enter the transfer amount and select digital wallet4 as the receive option.
  3. Select the payment method (Swiss Bankers card, credit card, bank transfer or PostFinance card).
  4. Enter the last name and first name as well as the full telephone number of the recipient2.
Available countries and providers for sending money to a mobile phone:

Pakistan: Jazz Cash
Sri Lanka: eZ Cash
Vietnam: Vnpay
Following a successful transaction, the transfer amount will be available on the recipient’s phone within two hours.


1 It is only possible to send money to Mastercard cards (debit, prepaid and credit cards).
2 Beneficiary's name must match exactly as it appears on the identification (ID, passport) otherwise the receiving amount will not be delivered to the beneficiary.
3 Bank deposits take 1-3 business days. Availability depends on destination country and is subject to banking hours and compliance with regulatory requirements.
4 Sending amount will be applied to the beneficiary’s mobile wallet (mobile phone) specified on Swiss Bankers beneficiary’s data form. Additional fees may apply on receiver side.

Accepted payment methods

Swiss Bankers card
Credit card (Visa, MasterCard)
Bank transfer
PostFinance card

This is how you receive money for 0 CHF:

to a foreign Mastercard card
to a bank account
to a phone (digital wallet)
Cash pickup

Where do you want to send money?

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Mali Ireland Greece Russia Germany Serbia Denmark Belgium Bulgaria Bosnia and Herzegovina Guinea-Bissau Kosovo Iceland Italy Estonia Austria Lithuania Moldova Montenegro Slovenia USA Hungary Kenya Lesser Antilles Barbados Dominican Republic Haiti Cuba Mauritania Belize El Salvador Nicaragua Finland France Bolivia Ecuador Liberia Colombia Ivory Coast Suriname Egypt Angola Mozambique Botswana Congo Dem. Rep. Albanie Nigeria Tanzania Zimbabwe South Africa Chad Iran Israel Jordan Oman Saudi Arabia United Arab Emirates Indonesia Malta United Kingdom Spain Portugal Belarus Myanmar Cameroon Cape Verde Georgia Japan Kazakhstan Macau Mongolia Philippines Tajikistan Turkmenistan Viet Nam Cook Islands New Zealand Croatia Latvia Luxembourg Northern Macedonia Monaco Netherlands Norway Poland Romania Sweden Switzerland / Liechtenstein Slovak Republic Czech Republic Ukraine Cyprus Canada Mexico Aruba Bahamas Bermuda Cayman Islands Grenada Guadeloupe Jamaica Martinique Puerto Rico Trinidad and Tobago Costa Rica Guatemala Honduras Panama Argentina Brazil Chile Guyana Paraguay Peru Uruguay Venezuela Ethiopia Algeria Benin Burkina Faso Djibouti Gabon Gambia Ghana Guinea Comoros Congo (Brazzaville) Lesotho Libya Madagascar Malawi Mauritius Namibia Niger Réunion Zambia Senegal Seychelles Somalia Sudan Togo Tunesia Uganda Central African Republic Bahrain Yemen Katar / Qatar Kuwait Lebanon Pakistan Syria Turkey Armenia Azerbaijan Bangladesh Malaysia China India Hong Kong Cambodia Kyrgyzstan South Korea Laos Maldives Nepal Singapore Sri Lanka Taiwan Thailand Uzbekistan Australia French Polynesia Fiji New Caledonia Morocco

Sender

You are sending

and pay via

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Beneficiary

The beneficiary will receive

and receives via

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Send amount

You are sending

The beneficiary will receive

Send and receive options

You pay via

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The beneficiary receives via

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Summary

  • Transfer amount
    CHF
  • Transfer fee
    + CHF
  • Payment method fee
    + CHF

  • Total payment
    CHF
  • The beneficiary will receive

Did you know?
With the Life Digital card there are no payment fees. Order it in the Swiss Bankers app and use it for your Send payments right away.
More information

Download the Swiss Bankers app now and send money worldwide.

Receive download link by SMS here